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Application Disclosures

Review example application disclosures for all supplemental private student loans owned by Iowa Student Loan or serviced by Aspire Servicing Center. These disclosures are provided to borrowers before they complete the loan application and credit agreement as required by Truth-in-Lending Act requirements.

Iowa Student Loan Programs

Partnership Advance Education Loan

Disclosures for loans originated by:

College Family Loan

Disclosures for loans originated by:

Parent Partnership Loan

Disclosures for loans originated by:

Other Private Loans — Aspire Servicing Center

Alliant Credit Union Private Student Loan (PDF)
American State Bank Private Student Loan Program (PDF)
Ascentra Credit Union Private Student Loan Program (PDF)
Dupaco's Extra Credit Student Loan Program (PDF)

These disclosures are offered for informational purposes in order to support schools with requirements of the Truth-in-Lending Act, as modified by the Higher Education Opportunity Act, which states:

(f) Provision of information by preferred lenders. A creditor that has a preferred lender arrangement with a covered educational institution shall provide to the covered educational institution the information required under §§1026.47(a)(1) through (5), for each type of private education loan that the lender plans to offer to consumers for students attending the covered educational institution for the period beginning July 1 of the current year and ending June 30 of the following year. The creditor shall provide the information annually by the later of the 1st day of April, or within 30 days after entering into, or learning the creditor is a party to, a preferred lender arrangement.
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