Private Loans
We offer three different competitively priced private education loan options to help you fund a college education or refinance existing student loan debt. Each loan has clearly defined terms and conditions, including credit score requirements for specific rates, that are provided upfront before you start the application process. All private loans are subject to credit approval.
This loan is for undergraduate and graduate students and their cosigners. It features fixed and variable rates, an interest rate reduction for using auto-debit during repayment and a cosigner release option.
Created for parents, family members and others who wish to borrow on behalf of undergraduate and graduate students to help those students with college costs, this is a fixed-rate loan.
This loan was designed for borrowers looking to refinance or consolidate existing student loan debt. This fixed-rate option can simplify repayment and provide lower interest rates for some borrowers.
Keep in Mind
Private student loans are supplemental loans that are intended to fill any gaps in funding college after all other financial aid resources for students — scholarships, grants, work-study and federal student loans — as well as earnings and savings have been exhausted.
Like federal student loans, private loans must be repaid with interest. While federal loan rates, terms and other details are set by the government, individual lenders set the rates, terms, criteria and other details for private student loans.
Student loans should be used for education costs only. Remember that every dollar you borrow now must be repaid later with interest and possibly other fees.
Additional Resources
Looking for more general information about financial aid and student loans? Use these resources to learn more.
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