Skip to main content

Your Nonprofit Resource for College Funding

Looking for a college loan | Need to refinance | Learn about our scholarships

Private Student Loans

Educational funding for undergraduate and graduate students and families

Fixed Rates

3.70% APR–8.24% APR 1

Lowest rate includes an auto-debit discount.

Refinance Loans

Programs to refinance existing student, parent and medical school loans

Fixed Rates

6.64% APR–11.58% APR 2

Lowest and highest rates include an auto-debit discount.


Scholarships

College scholarships and award programs for high school seniors and parents of middle and high school students

College Planning Tools

Free tools, calculators and resources for students and families planning for college

Articles and Videos

Articles and information for anyone planning, financing and preparing for college

What Our Customers Say

Read what our customers have to say about our products and services. See all customer reviews.

Why ISL Education Lending?

ISL Education Lending is the name under which Iowa Student Loan Liquidity Corporation now operates, but the organization and its mission have not changed.

400,000students helped with college financing

one nonprofit mission

40 yearsexperience in student lending

Iowa-based customer service


Not Sure Where to Go? Start Here.

About Us

We are a nonprofit organization with a purpose to help students and families obtain the resources necessary to succeed in postsecondary education, from private student loans, offered under the name ISL Education Lending, and scholarships to free planning tools and resources provided by Iowa Student Loan Liquidity Corporation. In the past 40 years, we have helped nearly 400,000 students pay for college. Learn more about who we are and what we do.

Types of Loans We Offer

We offer private loans for current students and for parents or family members who want to borrow to help their student with college costs. In addition, we offer refinance loans for people who are repaying one or more existing student loans.

Other Funding and Resources

We have scholarship and award programs for high school students and parents or guardians, as well as free college financing and planning tools.


  • 1 The range of annual percentage rates (APRs) listed is inclusive of all undergraduate and graduate in-school private loans offered. The lowest APR includes a 0.25% interest rate reduction for enrolling in and maintaining auto-debit from the date of origination. Without enrolling in auto-debit, the rate will range from 3.95%–8.24% APR. Not all borrowers receive the lowest rate. If you are approved for a loan, the rate offered will depend on your credit profile and the term you select and will be within the ranges shown above assuming the auto-debit interest rate reduction applies. Back to content
  • 2 The range of annual percentage rates listed is inclusive of all private refinance loans offered. APRs assume you are enrolled in and maintain auto-debit payments from the date of origination. Enrolling in auto-debit results in a 0.25% interest rate reduction. Without enrolling in auto-debit, the rate will range from 6.88% APR to 11.83% APR. Not all borrowers receive the lowest rate. If you are approved for a loan, the rate offered will depend on your credit profile and the term you select and will be within the ranges shown above assuming the auto-debit interest rate reduction applies. Back to content