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EFC Guiding Principles

Throughout this report you may choose to highlight, at the top of each section, the many ways we support the Education Finance Council's Guiding Principles for Nonprofit, State-Based, and State-Chartered Organizations Who Make Education Loans. This document, drafted in 2016, is intended to serve as a guiding statement for organizations that make loans to cover educational expenses, outlining general principles that promote borrower success.

The EFC is the national trade association representing nonprofit and state-agency student loan organizations. EFC members are driven by public-purpose missions to expand borrowers’ financial knowledge, prevent over-borrowing, and promote positive repayment behavior.

This Year in Review fulfills the annual report requirement outlined in Iowa Code 7C.13(2) by highlighting our operations and activities conducted in 2016, and by demonstrating how Iowa Student Loan provides students and families the resources necessary to succeed in college.

View our archive of annual reports.

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Subject to credit approval, loans are made by Iowa Student Loan Liquidity Corporation or Bank of Lake Mills. Bank of Lake Mills does not have an ownership interest in Iowa Student Loan Liquidity Corporation. Bank of Lake Mills is not affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. Loan servicing, including billing and other customer service, will be provided by Aspire Servicing Center.