As you quickly approach your freshman year at college, take some time to be ready for your new independence.
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Borrowing more than you can comfortably afford to pay back is setting yourself up for a difficult financial future. A simple rule to follow is not to borrow more to pay for college than your expected first-year salary.
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While many students need to borrow some money to pay college expenses, you may be able to reduce the amount you need to borrow — and pay back, with interest.
Don't forget to plan for expenses like these when estimating your cost of college attendance. Having a clear idea of all your expenses upfront will allow you to better plan how you will pay for college.