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Monthly Budget Calculator

Use your income and either estimated or actual expenses.

Enter your monthly income and expenses. Tab to or select the Balance field to see your monthly surplus or shortfall.

This calculator is for informational and educational purposes only. The results are estimates only.


Monthly income must be greater than zero and cannot be blank.


Deductions must be numeric.
Insurance must be numeric.
Retirement must be numeric.
Housing must be numeric.
Food must be numeric.
Transportation must be numeric.
Utilities must be numeric.
Entertainment must be numeric.
Personal must be numeric.
Student loans must be numeric.
Credit cards must be numeric.
Other cards must be numeric.

Fast Facts and Tips

Five Tips for Cutting Costs

Regardless of what you usually spend money on or where you shop, these tips can help cut costs. Continue reading article.

How to Pay Off Student Loans Faster (And Smarter)

There are manageable ways to chip away at your debt. With these tips you can work toward paying off your student loans faster. Continue reading article.

How to Conquer Student Loans with Extra Payments

If you are able to make extra payments on your student loans, you may be able to cut your repayment period and save money. Continue reading article.

10 Ways to Get Fit for Free

If gym memberships, personal trainers and coaches are outside the budget when you're paying back student loans, check out these options. Continue reading article.