Iowa Student Loan
 

College Funding Forecast

The static amounts in this table are based on the information you entered and cover additional undergraduate years.


Adjust Your Amounts

Adjust amounts below to account for changes in your expenses and awards. Refer to the table at the bottom of the screen to see how your financial decisions can reduce your Funding Gap.

Icon: Cost of Attendance

Cost of Attendance

Costs associated with attendance increase by a small percentage each year.

Direct Costs

  Current Year Year 2 Year 3 Year 4  
Tuition and Fees: $ $ $ $  
Room and Board:Icon: Money Savings TipWill you live on campus every year? How can you reduce meal costs? $ $ $ $ Edit

Indirect Costs

Books and Supplies:Icon: Money Savings TipCompare used book prices online or rent books. $ $ $ $ Edit
All Other Expenses and Fees:Icon: Money Savings TipWill you be able to spend less than the school's estimated allowance? $ $ $ $ Edit

Icon: Gift Aid

Gift Aid

If you received a Pell Grant in your award packet, Pell Grant amounts for future years are estimated for you.

  Current Year Year 2 Year 3 Year 4  
Pell Grant: $ $ $ $ Edit
Other One-Year Grants: $ $ $ $ Edit
Other Renewable Grants: $ $ $ $ Edit
One-Year Scholarships:Icon: Money Savings TipWill you be able to land some additional scholarships for later years? $ $ $ $ Edit
Renewable Scholarships: $ $ $ $ Edit
Work Study: $ $ $ $ Edit

Icon: Student and Family Contributions

Savings, Gifts and Other Funding

Make adjustments based on your expectations for each year of college.

  Current Year Year 2 Year 3 Year 4  
Student:Icon: Money Savings TipIf you are not planning to work, consider working 10-20 hours a week during school and full-time over breaks to reduce your debt and gain experience. $ $ $ $ Edit
Parent and Other: $ $ $ $ Edit

Icon: Federal and Institutional Loans

Federal and Institutional Loans

Federal loan amounts for the student are estimated based on annual borrowing limits and the amount you entered for the first year.

  Current Year Year 2 Year 3 Year 4  
Federal Student Loans: $ $ $ $ Edit
Other Student Loans: $ $ $ $ Edit

Icon: Total College Cost Projections

Forecasted Funding Gap

Your federal and institutional loans plus any private loans you take out to cover your yearly Funding Gap create potential debt, which you will need to repay later.

  Current Year Year 2 Year 3 Year 4 Total
Cost of AttendanceIcon: Helpful HintIncludes all adjusted costs listed above. $0 $0 $0 $0 $0
– FundingIcon: Helpful HintIncludes grants, scholarships, work-study, earnings and contributions, and student loans listed in the award packet. $0 $0 $0 $0 $0

= Funding GapIcon: Helpful HintIf this amount is greater than $0, you will need to earn more or find additional funding. $0 $0 $0 $0 $0

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Subject to credit approval, loans are made by Iowa Student Loan or Bank of Lake Mills. Bank of Lake Mills does not have an ownership interest in Iowa Student Loan. Bank of Lake Mills is not affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. Loan servicing, including billing and other customer service, will be provided by Aspire Servicing Center.