Review or download example application disclosures for all supplemental private student loans owned by Iowa Student Loan or serviced by Aspire Servicing Center. These disclosures are provided to borrowers before they complete the loan application and credit agreement as required by Truth in Lending Act requirements.
Iowa Student Loan Programs
Partnership Advance Education Loan (PDF) (originated by Iowa Student Loan)
Partnership Advance Education Loan (PDF) (originated by Bank of Lake Mills)
College Family Loan (PDF) (originated by Iowa Student Loan)
College Family Loan (PDF) (originated by Bank of Lake Mills)
Parent Partnership Loan (PDF) (originated by Iowa Student Loan)
Parent Partnership Loan (PDF) (originated by Bank of Lake Mills)
Reset Refinance Loan (PDF) (originated by Iowa Student Loan)
Reset Refinance Loan (PDF) (originated by Bank of Lake Mills)
Private Student Loans Serviced by Aspire Servicing Center
Alliant Credit Union Private Student Loan (PDF)
American State Bank Private Student Loan Program (PDF)
Ascentra Credit Union Private Student Loan Program (PDF)
These disclosures are offered for informational purposes in order to support schools with requirements of the Truth in Lending Act, as modified by the Higher Education Opportunity Act, which states:
(f) Provision of information by preferred lenders. A creditor that has a preferred lender arrangement with a covered educational institution shall provide to the covered educational institution the information required under §§1026.47(a)(1) through (5), for each type of private education loan that the lender plans to offer to consumers for students attending the covered educational institution for the period beginning July 1 of the current year and ending June 30 of the following year. The creditor shall provide the information annually by the later of the 1st day of April, or within 30 days after entering into, or learning the creditor is a party to, a preferred lender arrangement.
