Discover How You Can Help Your College Student

Our College Family Loan lets you help your student with college costs and choose the repayment option that works with your budget.

Apply Now

College Family Loan

Features our lowest rates and requires monthly payments of principal and interest while your student is in school. This option prevents increases to the loan balance when regular on-time payments are made during the in-school period.

Fixed Annual Percentage Rate

5.50% APR–6.30% APR

View APR Examples for All Options

Requires monthly interest payments while your student is in school. This option prevents increases to the loan balance when regular on-time payments are made during the in-school period.

Fixed Annual Percentage Rate

5.70% APR–6.42% APR

View APR Examples for All Options

Postpones payments until after your student graduates, leaves school or drops below half-time enrollment.

Fixed Annual Percentage Rate

5.56% APR–6.86% APR

View APR Examples for All Options

Repayment Benefits

Unlike other types of consumer loans, education loans often have special benefits available during repayment. We offer borrowers an easy way to reduce the interest rate once they start making payments.

Learn more.

General Terms

It's a simple idea. We think you should know our requirements before you apply. So we provide all eligibility and credit criteria upfront in straightforward language so you can determine if you qualify.

Learn more.

PLUS Loan Comparison

When you combine interest rates and loan fees, all College Family Loan options are less expensive than the Federal Direct PLUS Loan. There is more to consider, though, than just the numbers.

Learn more.

Ready to start your application? Apply Now

Want more information? We can help.

* By providing your email address, you are consenting for Iowa Student Loan to send you the requested information above. Providing your email address does not obligate you to apply for or accept a loan, and Iowa Student Loan will not use the email address you provide for any other purpose.

Have a question for us? Let's get in touch.

(844) 268-2203

info@studentloan.org

Schedule a call