Refinance Your Loans Today!

Pay less interest with fixed rates from 3.25% APR to 7.25% APR1.

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Will not impact your credit score.

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No Impact to Your Credit

Immediate Results

No Fees

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Benefits of Refinancing

Lower monthly payment

Simplified repayment

Lower, fixed interest rate

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Benefits of Cosigners

Cosigners can help you qualify for a refinance loan. They may also help you receive a better rate.

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All the Details

It's a simple idea. We think you should know our requirements and other details before you apply.

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Who We Are

The Reset Loan is a national loan program offered by an experienced nonprofit Midwestern company.

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Ready to start your application? Apply Now

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1 Annual percentage rates (APRs) assume you are enrolled in and maintain auto-debit payments from the date of origination. Enrolling in auto-debit results in a 0.25% interest rate reduction. Without enrolling in auto-debit, the rate will range from 3.50% APR to 7.50% APR. Not all borrowers receive the lowest rate. If you are approved for a loan, the rate offered will depend on your credit profile and the term you select and will be within the ranges shown above assuming the auto-debit interest rate reduction applies.