Private Education Loans for Students and Families

Plan smart and pay less for college.

Cosigners Can Help

College students, especially undergraduates, typically need a cosigner for private student loans to help them meet the credit criteria and receive the best interest rate possible. Cosigners can pre-qualify to determine their eligibility and available interest rates with no impact to their credit score. Review more details about being a cosigner and learn how cosigners can help applicants today.

For Undergraduate Students

Loans for undergraduate students with or without cosigners.

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For Parents

Loans for parents to borrow on behalf of their college students.

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For Graduate Students

Loans for graduate and professional students with or without cosigners.

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Refinancing Is an Option Now

If you have loans from other lenders with high rates or simply want to have all your loans in one place, check out our refinance option for in-school borrowers.

Available private loan options we offer.
What Is the Right Private Loan for You?
Loan Name	Partnership Advance Education Loan and Illinois Partnership Loan	No-Cosigner Loan for Undergrads	College Family Loan and Illinois College Family Loan	No-Cosigner Loan for Graduates
Primary Borrower	Undergraduate and Graduate Students	Full-Time Student at Junior Grade Level or Higher	Parents	Full-Time Graduate Students
Cosigners Necessary	Usually, But Not Required for Creditworthy Borrowers	No	Not Required, But Allowed	No
Rate Options	Fixed	Fixed	Fixed	Fixed
Cosigner Release Option	Yes	N/A	No	N/A
Auto-Debit Rate Reduction	Yes	Yes	Yes	Yes
	Pre-Qualify Apply Now	Pre-Qualify Apply Now	Pre-Qualify Apply Now	Pre-Qualify Apply Now

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Questions

info@studentloan.org

(844) 268-2203

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What You Should Know

Understanding Private Student Loans

Private student loans are just one way students and families can fill the gap between available student financial aid and the total cost of college. Continue reading article.

Reduce Your Need to Borrow

Loans, unlike scholarships, grants and many other types of financial aid, must be repaid with interest. Finding ways to borrow less can make life after college less stressful. Continue reading article.

What to Know About Credit Scores

Your or your cosigners' credit scores impact the rates you're offered for most private student loans. Continue reading article.

The suite of Partnership Loan products and College Family Loans are designed to supplement — not replace — other sources to fill funding gaps for students and parents. Students and parents should work with financial aid professionals at their respective colleges and universities to explore and exhaust all sources of student financial aid before seeking a private loan.

Student loans should be used for education costs only. Remember that every dollar you borrow now must be repaid later with interest. Information about the suite of Partnership Loan products and College Family Loans is provided upfront and in clear terms so students and families have a full picture of the loan before they begin the application process.