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Make a Better Choice

Learn how you can finance a college education with better rates.

Banner: Private Studen Loans
Icon: For Students

For Students

The Partnership Loan is a national loan for undergraduate and graduate students.

Icon: For Parents and Family

For Parents and Family

The College Family Loan is a national loan for parents or family members to borrow on behalf of their students to help with college costs.

What Is the Right Private Student Loan for You?
Primary Borrower Undergrad Student Grad Student Family Member
Loan Name Partnership Loan Partnership Loan College Family Loan
Rate Options Fixed and Variable Fixed and Variable Fixed
Cosigner Release Option Yes Yes No
Auto-Debit Rate Reduction Yes Yes Yes
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What You Should Know

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Understanding Private Student Loans

Private student loans are just one way students and families can fill the gap between available student financial aid and the total cost of college. Continue reading article.

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Reduce Your Need to Borrow

Loans, unlike scholarships, grants and many other types of financial aid, must be repaid with interest. Finding ways to borrow less can make life after college less stressful. Continue reading article.

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Credit Scores and Student Loans

Your or your cosigners' credit scores impact the rates you're offered for most private student loans. Continue reading article.

Iowa Student Loan's Partnership and College Family loans are designed to supplement — not replace — other sources to fill funding gaps for students and parents. Students and parents should work with financial aid professionals at their respective colleges and universities to explore and exhaust all sources of student financial aid before seeking a private loan.

Student loans should be used for education costs only. Remember that every dollar you borrow now must be repaid later with interest. Information about the Partnership and College Family loans is provided upfront and in clear terms so students and families have a full picture of the loan before they begin the application process.