Private Education Loans for Students and Families

Helping you plan smart and pay less for college.

For Undergraduate Students

Loans for undergraduate students with or without cosigners.

For Parents and Family

Loans for parents and others to borrow on behalf of their college students.

For Graduate Students

Loans for graduate and professional students with or without cosigners.


What Is the Right Private Loan for You?
Loan Name Partnership Loan No-Cosigner Loan for Undergrads College Family Loan No-Cosigner Loan for Graduates
Primary Borrower Undergraduate and Graduate Students Full-Time Student at Junior Grade Level or Higher Parents, Family Members and Others Full-Time Graduate Students
Cosigners Necessary Usually, But Not Required for Creditworthy Borrowers No Not Required, But Allowed No
Rate Options Fixed and Variable Fixed Fixed Fixed
Cosigner Release Option Yes N/A No N/A
Auto-Debit Rate Reduction Yes Yes Yes Yes
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What You Should Know

Understanding Private Student Loans

Private student loans are just one way students and families can fill the gap between available student financial aid and the total cost of college. Continue reading article.

Reduce Your Need to Borrow

Loans, unlike scholarships, grants and many other types of financial aid, must be repaid with interest. Finding ways to borrow less can make life after college less stressful. Continue reading article.

What to Know About Credit Scores

Your or your cosigners' credit scores impact the rates you're offered for most private student loans. Continue reading article.


The suite of Partnership Loan products and College Family Loan are designed to supplement — not replace — other sources to fill funding gaps for students and parents. Students and parents should work with financial aid professionals at their respective colleges and universities to explore and exhaust all sources of student financial aid before seeking a private loan.

Student loans should be used for education costs only. Remember that every dollar you borrow now must be repaid later with interest. Information about the suite of Partnership Loan products and College Family Loan is provided upfront and in clear terms so students and families have a full picture of the loan before they begin the application process.