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Iowa Student Loan

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Private Loans

We offer three different competitively priced private education loan options to help you fund a college education or refinance existing student loan debt. Each loan has clearly defined terms and conditions that are provided upfront before you start the application process. All private loans are subject to credit approval.

Partnership Loan

This loan is for undergraduate and graduate students and their cosigners. It features fixed and variable rates, an interest rate reduction for using auto-debit during repayment and a cosigner release option. See how our rates compare to our competitors.

College Family Loan

Created for parents, family members and others who wish to borrow on behalf of undergraduate and graduate students to help those students with college costs, this is a fixed-rate loan. See how the College Family Loan compares to the Federal PLUS Loan for parents.

Reset Refinance Loan

This loan was designed for borrowers looking to refinance or consolidate existing student loan debt. This fixed-rate option can simplify repayment and provide lower interest rates for some borrowers.

Keep in Mind

Private student loans are supplemental loans that are intended to fill any gaps in funding college after all other financial aid resources for students — scholarships, grants, work-study and federal student loans (excluding PLUS Loans for parents or graduate / professional students) — as well as earnings and savings have been exhausted.

Like federal student loans, private loans must be repaid with interest. While federal loan rates, terms and other details are set by the government, individual lenders set the rates, terms, criteria and other details for private student loans.

Student loans should be used for education costs only. Remember that every dollar you borrow now must be repaid later with interest and possibly other fees.

Additional Resources

Looking for more general information about financial aid and student loans? Use these resources to learn more.

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Subject to credit approval, loans are made by Iowa Student Loan or Bank of Lake Mills. Bank of Lake Mills does not have an ownership interest in Iowa Student Loan. Bank of Lake Mills is not affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. Loan servicing, including billing and other customer service, will be provided by Aspire Servicing Center.