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Iowa Student Loan

Executives and Management

Steven W. McCullough

President and Chief Executive Officer

Steven W. McCullough joined Iowa Student Loan in 1989 as the director of fiscal operations, and he became chief executive officer in 1993. In his current role, McCullough is responsible for carrying out strategic plans and policies as established by the board of directors. He has ultimate management authority for Iowa Student Loan and appoints the management team of the organization. He became a certified public accountant in 1986 and is a member of The American Institute of Certified Public Accountants. McCullough also served on the board of directors of the Education Finance Council; the National Advisory Committee on Institutional Quality and Integrity; and the board of the Iowa College Access Network. He holds a master's degree in business administration from the University of Iowa. Steve helped create the Corporation's responsible borrowing tools which help families plan for their higher education, figure out how to pay for it, and learn how to create good outcomes.

Erin Lacey

Executive Vice President and Corporate Treasurer

Erin Lacey, with direction and oversight from the CEO and board of directors, oversees the corporation's operations and compliance functions and leads the finance and accounting teams. She oversees accounting activities, including budgeting, financial statement preparation, accounts receivable, accounts payable, payroll, U.S. Department of Education 799 processing, payment processing and disbursement of all student loan funds. She also coordinates multiple audits that the corporation adheres to, including the financial and SAS 70 audits. While an accounting major at Iowa State University, Lacey began her career with Iowa Student Loan in 1992 as an accounting intern and was later promoted to several positions within the department. Lacey, who holds a bachelor's degree in financial management from Upper Iowa University, became CFO in 2009 and was named executive vice president in 2013.

Cindy Bartz

Vice President of Project Management and Chief Information Officer

As a member of the executive team, Cindy Bartz oversees all program and project management activities for Iowa Student Loan's products and services, including corporate programs and initiatives, software development projects, system requirements and contingency planning. She also administers the system development lifecycle process and business impact analysis for contingency planning. As chief information officer, Bartz is responsible for information security, network, Internet services, databases, programming, commercial software and communication services. Bartz joined Iowa Student Loan in 1990 as a loan operations assistant and became vice president of project management in early 2010. She holds an associate degree from the American Institute of Business and a bachelor's degree from Upper Iowa University.

Joe Bird

Senior Vice President of Business Development and Client Relations

Joe Bird, with direction and oversight from the CEO and board of directors, provides leadership in working with colleges and universities, banks and credit unions, professional associations, and others utilizing Iowa Student Loan products and services. Bird joined Iowa Student Loan as director of business development in 2010 with nearly 25 years of experience in sales and marketing in the higher education industry, and he was promoted to his current position in 2011. His work experience includes management-level positions at a guaranty agency, secondary market, loan servicer and college access organization. Bird earned a bachelor's degree in education at Morningside College and a master's degree in higher education administration at Iowa State University.

Mary Kay DeBolt

Senior Vice President of Operations and Corporate Secretary

Mary Kay DeBolt is senior vice president of operations and corporate secretary for Iowa Student Loan. With direction and oversight from the executive vice president and board of directors, she provides leadership to the largest portion of Iowa Student Loan employees — those engaged in loan origination, student loan servicing, counseling, collections and other direct communications and services for individual customers. DeBolt joined the corporation in 1982 and is the longest tenured employee on the management team. She is a graduate of Grand View University and Des Moines Area Community College, and a member of the Student Loan Servicing Alliance.

Ron Foresman

Vice President of Accounting and Risk Management

Ron Foresman oversees all aspects of accounting operations, financial reporting, corporate tax, internal auditing and controls, and other audit support services for Iowa Student Loan and its wholly owned subsidiary Aspire Resources Inc. Functional areas reporting to him include accounting, payroll, accounts payable, cost accounting, loan disbursement, payment processing, internal audit, financial planning and analysis, and federal and state tax matters. Foresman has been with Iowa Student Loan for more than 21 years, serving as controller, senior vice president of accounting and corporate treasurer. He has previously served as the director of accounting at Iowa Lutheran Hospital and vice president of capital management for Aviva USA. Foresman received a bachelor's degree in business administration from Iowa State University and is a certified public accountant and a Chartered Global Management Accountant (CGMA). He is a member of both the American Institute of Certified Public Accountants and the Iowa Society of Certified Public Accountants.

Greg Nichols

Senior Vice President of Public Affairs and Community Relations

Greg Nichols, with direction and oversight from the CEO and the board community relations committee, provides leadership to efforts involving corporate partnerships with community groups and professional associations, public relations and governmental relations, educational research and community service activities, and corporate communications and publications. Prior to joining Iowa Student Loan in 2006, Nichols served as special assistant to the president at Iowa State University. He previously served as executive director of the Board of Regents, State of Iowa; as policy director for Iowa Gov. Tom Vilsack; and as senior assistant to the Iowa Senate Democratic leader. A community activist, Nichols has served as board chairman at the Des Moines Pastoral Counseling Center, Iowa Dollars for Scholars, First Unitarian Church, and the State Employees Credit Union, and as an adjunct faculty member at Iowa State University. He is currently chairman of the regional Talent Development board and a member of the Executive Committee of the Greater Des Moines Partnership, tri-chair of the Human Capital committee of the Capital Crossroads regional strategic planning process, a member of the By Degrees Foundation board and of the Des Moines Pastoral Counseling Center board, and a member of the career and technical education/business advisory council of the West Des Moines school district. Nichols earned his doctorate in education and bachelor's degree at Iowa State University and a master's degree in public policy at Rutgers University.

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Subject to credit approval, loans are made by Iowa Student Loan or Bank of Lake Mills. Bank of Lake Mills does not have an ownership interest in Iowa Student Loan. Bank of Lake Mills is not affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. Loan servicing, including billing and other customer service, will be provided by Aspire Servicing Center.