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Military Benefits

Iowa Student Loan recognizes and appreciates the sacrifices made by members of the military and their families. To assist service members with their student loan, we offer the Iowa Student Loan Armed Forces Interest Rate Reduction Program.

Through the program, service members can get interest reduced to 0.00% for up to 24 months on private student loans.

Service members may be eligible for the program if they meet all the following requirements:

  • While on federal active duty, they have a non-defaulted private student loan owned by Iowa Student Loan during the period of eligibility.
  • They are deployed between Sept. 11, 2001, and June 30, 2019.

Note: Iowa Student Loan is required to issue a 1099-C form to the IRS and the borrower reporting a reduction of indebtedness of $600 or more. Borrowers should consult their tax adviser regarding any tax consequences resulting from an interest reduction.

Learn how to apply.

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Subject to credit approval, loans are made by Iowa Student Loan or Bank of Lake Mills. Bank of Lake Mills does not have an ownership interest in Iowa Student Loan. Bank of Lake Mills is not affiliated with the school you attended or are attending. Bank of Lake Mills is Member FDIC. Loan servicing, including billing and other customer service, will be provided by Aspire Servicing Center.