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Smart Borrowing

Learn how you can make wiser borrowing decisions for funding your college education.

College Financing Tools

Student Loan Game Plan

Learn how student loan debt may affect your financial future and see ideas for borrowing less.

For Students

For Parents

College Funding Forecaster

Determine your four-year college costs — and potential debt — based on your cost of attendance and financial aid.

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Return on College Investment

Explore career outlooks by major and see how you can improve your return on college investment.

ROCI Tool

ROCI Tool with Tips

Grad Degree Gauge

Make informed decisions about the ability to successfully repay new student loan debt for a graduate degree.

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Resources

Help prepare your sixth- through twelfth-grade students for success in college and other postsecondary options.

Visit Student Loan Coach for frequent tips on college planning, college financings and tips for success in high school and college.

Download these tip sheets, checklists and planning materials to help you plan for college and life afterward.

Calculators

Make and stick to a budget.

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