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College Planning Tools

We develop and offer, at no charge and easily accessible online, industry-leading tools to help students and families learn the importance of career planning, appropriate borrowing levels, and how to achieve their educational goals.

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Student Loan Game Plan

Real borrower stories, a maximum recommended borrowing level based on college major, and interactive planning and budgeting features show students and families how debt may affect their financial future. Users see tips on how to reduce their need to borrow to pay for college.

Applicants for private student loans we offer are given the opportunity to reduce their requested loan amounts after reviewing detailed feedback on their personal debt scenarios.

Experience Student Loan Game Plan.

Student Loan Game Plan Impact

Based on Applications July 1, 2017–June 30, 2018 3,333 loan applicants completed the tool

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14.1%
of those reduced their requested loan amount after experiencing Student Loan Game Plan
$2,099
was the average reduction in requested loan amount
90.1%
indicated the tool increased their knowledge of how borrowing impacts their future
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Return on College Investment

This unique tool brings together data and resources to help students and families make the connection between specific college majors and future employment and earnings, then determine a reasonable amount of debt to take on to educate themselves for careers associated with a major.

Experience ROCI Reality Check.

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College Funding Forecaster

The total cost of college is difficult to determine based on a single year’s financial aid award package. The College Funding Forecaster helps families consider the increasing cost of attendance, expected earnings and family contributions, and future merit and need-based award levels for a typical four-year college experience.

Experience College Funding Forecaster.

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Grad Degree Gauge

More than 40% of the total student loan volume is for advanced degrees, and this tool is designed to help those borrowers make better decisions about debt for grad school. Users compare expected earnings for their current degrees to those for the advanced degree under consideration; weigh their added financial burden against projected future earnings; and explore career options for those with the desired degree.

Experience Grad Degree Gauge.

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Parent Handbook

Even families with students in middle school can begin to take steps for academic and financial readiness for college and other postsecondary education options. The Parent Handbook addresses common questions and allows users to choose the topics they are most interested in at their students’ current stage. Additional information is available on request for all topics covered.

Experience Parent Handbook.

Other Resources

Other free tools include a student loan payment calculator, budget calculators, a video library of Student Loan Pro Tips and more topics, and articles on all aspects of planning and paying for college.

Explore resources.